Regular Checking - Senior Checking Plus - MMDA Accounts
NOW Accounts - Super NOW Accounts - Platinum Plus NOW Accounts

Regular Checking Accounts

• No minimum balance to open
• Available to individuals, couples, non-profit organizations, businesses, corporations, trusts, or estates
• No minimum balance to maintain the account
• ATM/Debit cards available upon approval

Senior Checking Plus

• $100 opens this account
• Minimum $500 average balance to obtain the current APY
• Available to individuals aged 55 years and older.
• Basic Senior Checking Plus checks provided with this account
• Unlimited check writing
• Entry-level size Safe Deposit Box provided with the account
• Fee imposed if balance drops below $500. (Call for current fee schedule.)

NOW Accounts

• $500 opens this account
• Minimum $500 average balance to obtain the current annual percentage yield (APY)
• Available to individuals, non-profit organizations operated primarily for religious, philanthropic, educational, fraternal, and other similar purposes, and to government units.
• ATM accessible
• Fee imposed if balance drops below minimum $500 within a monthly cycle (Call for a current fee schedule.)

Super NOW Accounts

• $2500 opens this account
• Minimum $2500 average balance to obtain the current APY.
• Accounts which fall below $2500 will earn interest at the current NOW rate. Call for current rates.
• Available to individuals, non-profit organizations operated primarily for religious, philanthropic, educational, fraternal, and other similar purposes, and to government units.
• ATM accessible
• Fee imposed if balance drops below $2500 minimum balance (Call for a current fee schedule.)

Platinum Plus NOW Accounts

• $10,000 opens this account
• $2500 minimum average balance for the monthly cycle to obtain the current APY.
• Available to individuals, non-profit organizations operated primarily for religious, philanthropic, educational, fraternal, and other similar purposes, and to government units.
• Basic Platinum Plus checks provided with this account
• Entry-level size Safe Deposit Box provided with this account
• ATM/Debit Card Available
• Fees waived for Cashier’s Checks and Money Orders
• Fee imposed if balance drops below $10,000 for the month (Call for a current fee schedule.)

MMDA Accounts

• $2500 opens this account
• Minimum $2500 average balance for the monthly cycle to obtain the current APY
• Available to individuals, couples, non-profit organizations, businesses, corporations, trusts and estates
• ATM accessible
• Six withdrawals or transfers allowed per month. Fee imposed for each withdrawal or transfer in excess of six per month.
• Fee imposed if balance drops below $2500 for the month. (Call for current fee schedule.)
• Interest rates are dependent on the balance. Call for the current tiered APR and APY.